AllSouth Blog

Understanding Your Credit Report

Wednesday, February 6, 2019

What is a credit report?  A credit report is a detailed report of how you manage your finances.  Companies use this report to verify identity, to extend credit, and to determine loan rates. Also, the credit report is used by landlords, insurers, and employers to determine the applicant’s eligibility for products and services.

Understanding Your Account Balance

Tuesday, January 29, 2019

Your checking account has two kinds of balances: the Current Balance and the Available Balance. You can view both balances when you review your account online, at an ATM, by phone, or at a branch.  AllSouth uses your Available Balance when determining whether a transaction will cause your account to overdraw and for charging overdraft fees.

Serving Members with AllSouth AllStar, Jamie.

Monday, January 14, 2019

Generous and full of energy, are just a couple of ways to describe Jamie McCormack, our Branch Manager in Lexington. Jamie has been with AllSouth as a branch manager for almost 10 years, and she has extensive knowledge of loans and product benefits and loves providing our members with excellent service.

Will You Get Your Dream Home in 2019?

Tuesday, January 1, 2019

Getting a mortgage with AllSouth is the perfect way to start the year.  We were also just voted “Best Mortgage Bank” by the readers of Columbia Metropolitan Magazine.  That's two years in a row!  If you or a family member are thinking of purchasing a home or refinancing the one you already own, please consider AllSouth for your mortgage financing.

A Smart Way to Manage Credit Cards

Friday, November 16, 2018

Credit cards can be very convenient and useful if you know how to use them properly.  Before charging everything on your credit card, it is helpful to learn how to manage the card. Many people get a credit card for easy access to spending money without realizing the negative effects it can have.

Preparing Your Finances for Life's Events

Monday, October 29, 2018

  Life happens. It's not a matter of if something will happen, but when will it happen.   Are you prepared for an unexpected event such as a flat tire, an emergency room or doctor’s visit, a broken appliance, a sick pet, or an unplanned school activity?  When you are prepared financially, you are better equipped to handle the unexpected.

8 Tips for Buying Your First Car

Monday, October 8, 2018

Nothing is more exciting than getting your first car. It is one of life’s most memorable moments. Being a first-time buyer in today’s world gives you countless options, all available at your fingertips. The tips below will help you navigate the process of purchasing your first car.

5 Tips for Establishing Good Credit

Monday, September 24, 2018

Building credit can be tricky. If you don’t have a credit history or good credit, it may be difficult to get a loan, a credit card, or even an apartment. The following tips can help you build good credit.