AllSouth Blog

8 Reasons to Use a Personal Loan

Wednesday, September 9, 2020

Did you know a personal loan can be used for many reasons? It could be an excellent resource to help you finance unexpected or planned life events and situations. A personal loan allows us to borrow money at a fixed interest rate and repay it within a specific time period. There are two common types of personal loans - unsecured and secured. However, most personal loans are unsecured, which

Using Direct Deposit to Save

Wednesday, September 2, 2020

Need an easy way to save? Do you have the best intentions to save consistently, but something always comes up? Direct deposit may be the solution. A direct deposit is an electronic payment that is automatically deposited into your account. It’s a secure, fast, and convenient way to ensure your pay is deposited on time. Your pay is deposited into a savings or checking account and is usually

Are Personal Loans a Good Option?

Wednesday, August 26, 2020

If you daydream of the perfect wedding, dream vacation, or perhaps you want to consolidate debt but don’t have the means to make it happen, a personal loan may be an option to consider. A personal loan allows you to borrow a lump sum of money and repay it over time, often at an affordable interest rate.

11 Tips for Selling Your Home

Tuesday, August 25, 2020

Are you considering putting your house on the market, but don’t know where to start? Whether you’re selling your home in a seller’s market or buyer’s market, it requires work. The goal is to sell your home fast and to get the most from it. There’s a large amount of preparation that goes into getting your house ready for sale.

Buying a Car, New or Used

Thursday, August 13, 2020

When it's time to purchase your next vehicle, you may ask yourself: Should I buy used or new? For most of us, buying a new car is a big decision. Along with choosing the make and model, determining your needs and wants, and examining your budget, deciding to buy new or used is also a factor to consider when purchasing a vehicle.

Have a Laugh with AllSouth AllStar Laura

Wednesday, July 29, 2020

This month’s AllSouth AllStar, Laura, is a self-described talented superwoman. Anyone who has interacted with Laura at our Newberry location knows you’ll get two things; a good laugh and fantastic service. So, it came as no surprise when we approached her about being an AllStar, and she promptly and jokingly replied, “What an honor for you to write an article about me. I mean, what better

Should You DIY or Hire a Pro for Your Next Home Project?

Wednesday, July 22, 2020

With more time at home, you may be considering a few home projects. When tackling a home project, many times, it will be less expensive to do it yourself because you’re not paying for the labor cost. But, there are some projects where it really may be worth hiring a professional for the job.

What's the Difference Between Fraud Alert and Credit Freeze?

Tuesday, July 21, 2020

Today, your personal information is exposed more than ever.  With identity theft and data breaches on the rise, it is important to know how to protect yourself. Identity thieves don’t discriminate, and anyone can fall victim to their deceptive schemes. However, there are proactive steps you can take to protect yourself from fraudulent activity.

Our Community Shares How Spending and Financial Goals Have Changed

Wednesday, July 15, 2020

These last few months, during the COVID-19 pandemic, have been full of many unexpected changes. Between spending more time at home, less time traveling, and more time cooking, you’ve probably noticed a difference in your spending habits and budget.

Plan a Fun and Relaxing Staycation

Tuesday, July 14, 2020

This summer’s normal travel and vacation most likely look a lot different if they are happening at all.  Many vacation plans have canceled due to the pandemic.  However, most of us most likely are in need of a vacation now more than ever. The stress of the pandemic from juggling childcare, school, work, and uncertainty has been just that – stressful.