We've Been Voted Best Mortgage Bank Five Years in a Row

Updated: January 21, 2022

If you’ve ever purchased a home, you understand that choosing the right lender can be just as important as selecting the right home. Whether you’re purchasing a home for the first time or you’ve decided to refinance your current mortgage, our team of mortgage experts is here and ready to help. With years of experience, a commitment to service, and a variety of cost-saving options, we’re a mortgage lender who gives you more.

Financing Options

Fixed-Rate Mortgage

If you’ve found the perfect home and you’re pretty sure it will be your forever home, a fixed-rate mortgage may be a good choice for you. With a fixed-rate mortgage, your interest rate remains the same during the life of the loan. We offer 30, 15, or 10 Year Fixed Rate Mortgages that give you the security of knowing that your rate won’t change no matter what happens in the market.

If you already have the perfect home and are thinking about refinancing, our 10 and 15 Year Fixed Rate Mortgages provide shorter terms so you can get your mortgage paid off sooner and save.

Adjustable Rate

If you’re planning to sell your home, pay off your mortgage early, or move in the next few years, an adjustable rate mortgage (ARM) may be a good option to consider. An ARM locks in your interest rate for a certain period. We offer a 5/5 ARM that gives you a low interest rate for the first five years and reduced closing costs.1

We also offer other cost-saving programs you may be eligible for to help you get your home with little to no down payment. These include No Down Payment Options and our First Time Home Buyer Program.

Rate Protection Plan

We know that finding the right home for you and your family can take time. Since rates can change over time, we have a Rate Protection Plan available on eligible products.2 Once you’re pre-approved, we’re able to lock in your rate for 45 days. If rates are lower when you’re ready to buy, you’ll get the lower rate. With this program, your rate won’t go up.

 

Your time is valuable so we provide a convenient online Mortgage and Home Buying Center where you can find helpful resources, check our current mortgage rates, and even complete your mortgage application. Our online borrower portal allows you to keep up with the status of your loan and securely upload any required documents.

 

Whatever your home buying needs are, rest assured, we’re with you every step of the way including the servicing of all mortgages for the life of the loan. Our team of mortgage experts is ready to assist you throughout the home buying process. Experience for yourself why we've been voted “Best Mortgage Bank” in Columbia five years in a row.3


What our members say about their mortgage experience...

 

"This was the best home mortgage or refinance experience I've ever had! Thank you for making it so easy. Hands down will recommend you to everyone I know.” – Jennifer, AllSouth Member.

“Our mortgage experience was AWESOME. I am so thrilled to have refinanced at a much lower rate with AllSouth.” – Laura, AllSouth Member.

“This was the best refinance experience I have ever had. The process was easy and fast. The entire refinance took less than 30 days from application to closing.” – Alexa, AllSouth Member.

 

1Available on primary residences located in the state of South Carolina. Qualification is subject to creditworthiness. Interest rates vary by product and are subject to change. Closing costs may vary. Closing costs could include but are not limited to: discount points, loan origination fees, appraisal fees, title search and other title related fees, recording fees, flood certification, underwriting fees, document preparation fees, and attorney closing fee, and may vary depending on the loan amount, mortgage type, creditworthiness, loan to value ratio, and other qualifying or determining factors.

2Only pre-approval requests for 5/5 ARM, 15 Year Fixed Mortgage, 10 Year Fixed Mortgage, Rental/Investment and Land qualify for the Rate Protection Plan. 

3As voted by readers of Columbia Metropolitan Magazine for 2018, 2019, 2020, 2021, and 2022.

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